Financial Services


Investing in a superannuation fund is your key to a happy and secure retirement. Making the right investments decisions now will allow you to reap the rewards in the future. We can strategically manage your superannuation by consolidating multiple funds, reducing potential tax that you could pay and managing your current fund to its maximum potential.

We will advise you on the available superannuation structures, and there appropriateness to your needs, such as a public offer superannuation fund, corporate fund, industry fund and or a Self-Managed Superannuation Fund.

Cash flow Management

Planning your cash flow for today while considering your needs for the future can seem overwhelming. If you’d like to take control of your current cash flow position, we will review and advise on your current level of income and expenditure and relevant budgeting needs.

Debt is a reality of life, and while it can afford you the lifestyle you desire, it can also lead to unnecessary anxiety. We specialise in offering a friendly ear and discreet, independent advice on managing multiple loans. We’ll make sure your interest rate is the most competitive in the market and offer strategic solutions to manage your debt, for example, by reinvesting your loan obligations to create a more beneficial outcome.


It takes careful planning to make your dream retirement a reality. It starts with a clear idea of the lifestyle you want to enjoy and the goals you want to achieve in your latter years. We can talk you through the planning stages and work with you to understand how to use your unique position to achieve the most value out of your retirement strategy.


Insurance policies exist to protect you and your assets, and while the market can seem confusing with its extensive range of policies, we are able to give clear advice on the right insurance for you. We take into account your personal situation and ensure you are covered for all eventualities, such as financial protection if you are not able to work and the right level of insurance you need to cover you and your family’s financial requirements. We are also able to advise on the insurance policies that are tax deductible, making sure your money is working for you.

Deceased Estates

If you’ve had a recent death in the family we can assist you in managing the estate. We offer a discreet, confidential service and guarantee the utmost sensitivity in assisting you and your family. If you’ve had a recent death in the family we can assist you in managing the estate. We offer a discreet, confidential service and guarantee the utmost sensitivity in assisting you and your family work through the deceased estates, along with your professional legal representative.


Centrelink is designed to help a wide range of people access payments and services, including families, parents, carers, retirees and people with disabilities. We offer the knowledge and experience to ensure you are gaining the maximum value from Centrelink. We can check your income and assets are up-to-date, offer advice on the Centrelink benefits available and assist you in applying for them.

Property/Investment properties

Your property is an asset that you want working for you – to grow your wealth and provide security for the future. Based on your current personal and financial situation we can advise when it is time to hold onto your property, and when it’s time to sell. Our aim is to get the maximum benefit from your property.

ROPAN’s service covers the whole market by working in with appointed agents, banks, developers, private individuals, architects, planning consultants and interior designers both on and off market. By providing accurate information to limit risk and enhance the value and enjoyment of multiple properties owned by our clients.


With over 20 years experience investing in the share market we are the natural choice to advise you on maximising the potential of your portfolio. We’ll assess your current portfolio, update it where relevant, and provide a tailored solution to suit your individual needs.